GEAR #2014-5615 (Exp. 05/16)

North Florida Financial is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY.

Securities products and services offered through Park Avenue Securities, LLC (PAS), member FINRA, SIPC. OSJ: 3664 Coolidge Court, 850-562-9075

PAS is an indirect, wholly-owned subsidiary of Guardian. North Florida Financial is not an affiliate or subsidiary of PAS or Guardian. Guardian, its subsidiaries, agents, and employees do not give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.

Important Disclosures